Debt & Property Solutions Plus, with help and advice from our team of professionals aim to give clients back control of their financies and future in the shortest period of time possible. 

Therefore we do look at suggesting other solutions to our clients before looking at a re-mortgage or a secure loan.  We do however know that sometimes this is the best solution for the client and if that is the case DPSP work with FSA registered professionals who can provide the best advice when it comes to Re-mortgages or secure loans. 

If an individual has a property which is worth more than the mortgage and other debts secured against it, this excess amount is know as equity. It is possible to release this equity to raise a lump sum of cash that can be used to settle outstanding debts. Similar to a consolidation loan the result is that all debts are now brought together as one larger debt.  As these debts have now been consolidated into either a further advance on your mortgage or as an Secured loan, all monthly payments are now covered by one monthly payment (please note the monthly payments are normally lower as the debt is now being paid back over a longer period term) .  As well as consolidating the debt, our advisors may assist in reducing the debt paid back, depending on the total equity.

To re-mortgage a client can either search around for the best deal or you can contact DPSP. DPSP can recommend suitable re-mortgage brokers for different circumstances / solutions.  We will aim to find a professional that can discuss and impliment one of the better deals available which will enable the individual to borrow enough money to pay off their debts, should that be required.  As DPSP also provides a service for looking into Mortgage Mis-selling, it's extremely important for us that you understand the true consequences of consolidating your debts into a mortgage or secured loan.  The reasons for this are that you are potentially putting your house at risk, if this is not affordable and be paying back much more on your debts over the long term.

Secured loans can be used if you own your own home or business. You can use it to gain access to finance and extra cash which you may not have realised was available to you.  DPSP can recommend a professional, even if you have bad credit. Use a secured loan for any purpose - consolidation, home improvement, extra cash or buy a car. 

DPSP must stress, that if you are unable to afford the monthly payments on a secured loan or mortgage, then your house may be repossessed.

For further information please contact us and we will ensure you get the RIGHT solution for YOU!